Markets
Where we work, and why it changes the answer
Scott Alvarez is a licensed real estate salesperson licensed in New York and Florida. These pages describe the local mechanics that decide a purchase — assessment practice, water and septic, insurability, flood exposure and condition norms — not market statistics we have not verified.
NY
Capital Region, New York
Albany, Bethlehem, Guilderland, Colonie, Troy, Schenectady and Saratoga — where assessment practice, older housing stock and municipal water and sewer decide most of the numbers.
Albany County · Rensselaer County · Saratoga County · Schenectady County
NY
Saratoga Springs, New York
A market where seasonality, short-term rental rules and in-city versus outside-city taxes change the answer more than the list price does.
Saratoga Springs · Wilton · Malta · Ballston Spa
NY
Hudson Valley, New York
Land, wells, septic systems and access rights decide more Hudson Valley purchases than comparable sales do.
Columbia County · Greene County · Ulster County · Dutchess County
FL
Florida
Insurance, roof age, flood zone and association finances drive Florida outcomes — often more than the purchase price.
Statewide, licensed