Cash purchase
No payment, no rate risk, and the ownership costs that remain.
Financing
Cash or financing
The first question, asked before any loan math.
Financed purchase
What leverage buys you, and what it costs each month.
Property eligibility
Whether the condition allows conventional financing at all.
Side by side
Both structures on the same property, same assumptions.
Property Intelligence
Every question here is answered against one living record for the property — updated as evidence arrives, never invented.
Start a financing analysisGuides
- When cash is the only path
- Delayed financing after a cash purchase
- Renovation loans, briefly
Concierge
- Introduction to a lender who answers the phone
- Have Scott sanity-check a loan estimate
- Ask whether cash or financing fits this property
Professionals
- Mortgage lender
- Credit union
- Portfolio lender
- Financial planner