Cash vs. Financing Calculator
What leverage costs monthly, and what it buys you in return.
Assumptions · Property
Percent of purchase price
Enter 0 if the property has no association
Assumptions · Financing
Assumptions · Income (optional)
Percent of effective gross income
Percent of gross scheduled rent
Analysis
Monthly difference
$2,205
Cash purchase compared with financing
- Cash needed — financed
- $95,625
- Cash needed — all cash
- $435,625
- Monthly cash flow — financed
- -$885
- Monthly cash flow — all cash
- $1,321
- Cash-on-cash — financed
- -11.10%
- Cash-on-cash — all cash
- 3.64%
Your analysis is complete.
These are assumptions, not verified facts about a property.
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