Monthly ownership costs
Taxes, insurance, maintenance reserve, and dues, itemized.
Buying
True cost of ownership
Everything you will pay each month, not just the payment.
Cash to close
Deposit, closing costs, and the reserve you should keep after closing.
First-year surprises
The costs that arrive in year one and are usually forgotten.
Income this usually needs
The household income a payment at this level typically requires.
Property Intelligence
Every question here is answered against one living record for the property — updated as evidence arrives, never invented.
Start a buying analysisGuides
- Taxes, exemptions, and reassessment
- Insurance in older housing stock
- Setting a realistic maintenance reserve
Concierge
- Request the disclosures and seller documents
- Schedule a showing with Scott
- Ask a question about a specific property
Professionals
- Home inspector
- Real estate attorney
- Lender
- Surveyor