Lender costs
Origination, appraisal, and the fees you can negotiate.
Financing
Closing costs and cash to close
Every dollar due at the table, listed in advance.
Third-party costs
Title, survey, attorney, and recording.
Prepaids and escrow
Taxes and insurance collected up front.
Cash to close
The total, with your deposit credited.
Property Intelligence
Every question here is answered against one living record for the property — updated as evidence arrives, never invented.
Start a financing analysisGuides
- Estimate versus closing disclosure
- Seller concessions
- Escrow accounts, explained
Concierge
- Introduction to a lender who answers the phone
- Have Scott sanity-check a loan estimate
- Ask whether cash or financing fits this property
Professionals
- Mortgage lender
- Credit union
- Portfolio lender
- Financial planner